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Salary Converter

Calculate monthly and yearly salary with take-home pay after tax & SSF breakdown

Enter Your Salary

Net Monthly

Rs 43,800

Net Yearly

Rs 5,25,600

Complete Salary Breakdown
Gross Monthly SalaryRs 50,000
Gross Yearly SalaryRs 6,00,000
SSF Employee Contribution (11%)- Rs 66,000
SSF Employer Contribution (20%)Paid by employer
Rs 1,20,000
Taxable Income (Yearly)Rs 5,34,000

Income Tax Breakdown

1%Up to Rs 5,00,000
Rs 5,000
10%Rs 5,00,001 - Rs 7,00,000
Rs 3,400
Total Income Tax (Yearly)Rs 8,400
Monthly TaxRs 700
Net Take-Home (Monthly)Rs 43,800
Net Take-Home (Yearly)Rs 5,25,600

Salary Distribution

88%
11%
1%
Take-Home
SSF
Tax

What is Salary Converter?

Understanding your actual take-home salary in Nepal involves navigating a layered system of income tax slabs and Social Security Fund (SSF) contributions — something most salaried employees struggle with every month. Nepal's Inland Revenue Department (IRD) applies a progressive tax structure where the first Rs 5 lakh of annual income is taxed at just 1%, the next Rs 2 lakh (5–7 lakh) at 10%, Rs 7–10 lakh at 20%, Rs 10–20 lakh at 30%, and anything above Rs 20 lakh at 36%. On top of that, the SSF contribution splits 31% of basic salary between employee (11%) and employer (20%), directly reducing your gross pay before it hits your bank account. This Salary Converter automates the entire breakdown so you can see exactly how much you earn after taxes and SSF deductions — whether you input a monthly or yearly figure. It is especially useful during job negotiations, when comparing offer letters, or when planning household budgets around your net pay. HR professionals at Nepali companies use it to verify payroll calculations, and freelancers converting to full-time roles use it to understand what a quoted CTC (Cost to Company) actually means in hand. The tool reflects the fiscal year 2081/82 tax slabs and current SSF rates mandated by the Social Security Fund Act 2074. Instead of manually working through slab-by-slab arithmetic or relying on outdated Excel sheets, you get an instant, transparent breakdown of gross salary, taxable income, tax per slab, SSF employee share, SSF employer share, and final take-home pay.

How to Use Salary Converter

1

Enter your salary amount

Type your gross monthly or annual salary in Nepali Rupees (NPR). You can toggle between monthly and yearly input depending on how your offer letter or payslip states the figure.

2

Select your marital status

Married individuals in Nepal receive a slightly different tax exemption threshold. Choose your status so the calculator applies the correct slab.

3

Review the tax slab breakdown

The tool displays how much of your income falls into each tax bracket (1%, 10%, 20%, 30%, 36%) and the exact tax amount for each slab.

4

Check SSF deductions

See the 11% employee contribution and 20% employer contribution separately. The employee portion is deducted from your salary; the employer portion is an additional cost to the company.

5

View your net take-home pay

The final figure shows what actually lands in your bank account each month after all deductions — this is the number that matters for budgeting.

Key Features

Progressive tax calculation across all five Nepal income tax slabs (1% to 36%)

Separate SSF breakdown showing both employee (11%) and employer (20%) contributions

Toggle between monthly and yearly salary input for flexible comparison

Marital status adjustment reflecting Nepal's different tax thresholds for married individuals

Instant visual breakdown of gross pay, total tax, SSF, and net take-home amount

Tips & Best Practices

  • 1

    When comparing job offers, always convert CTC to monthly take-home using this tool — a higher CTC doesn't always mean more money in hand due to SSF and tax differences.

  • 2

    If you receive allowances like dearness allowance or festival bonus (dashain bonus), add them to your gross salary for a more realistic annual tax picture.

  • 3

    Freelancers transitioning to salaried roles should note that SSF is mandatory for formal employment — your net pay will be lower than simply applying tax slabs to gross salary.

  • 4

    Bookmark this tool during Nepali fiscal year transitions (mid-July) to quickly check if the government has updated tax slabs in the new budget.

Why Use Our Online Salary Converter?

Salary Converter is built specifically for Nepal's financial and civic needs. Whether you're checking the latest government rates, converting Bikram Sambat dates, or calculating land measurements in ropani and bigha, every figure is sourced from current Nepal-specific standards. All calculations happen instantly in your browser — your data stays on your device, always.

Nepal-SpecificCurrent rates & rules
Offline ReadyWorks without internet
Instant ResultsNo server round-trips
No Sign-UpUse immediately

Frequently Asked Questions

What tax slabs does Nepal currently use for income tax?

Nepal applies a progressive tax system: 1% on the first Rs 5,00,000, 10% on Rs 5,00,001–7,00,000, 20% on Rs 7,00,001–10,00,000, 30% on Rs 10,00,001–20,00,000, and 36% on income above Rs 20,00,000. Married individuals get a slightly higher exemption at the first slab.

How does SSF (Social Security Fund) affect my salary in Nepal?

Under the Social Security Fund Act 2074, your employer deducts 11% of your basic salary as your SSF contribution and adds 20% from their side. The 11% reduces your take-home pay directly, while the 20% employer share is an additional cost to the company that doesn't appear in your bank deposit.

Is the Dashain bonus taxable in Nepal?

Yes. The Dashain bonus (typically one month's basic salary) is added to your annual income and taxed according to the applicable slab. This tool lets you include it in your gross annual salary to see the real impact on your tax liability.

What is the difference between CTC and take-home salary in Nepal?

CTC (Cost to Company) includes your gross salary plus the employer's SSF contribution (20%) and any other benefits. Your take-home salary is what remains after deducting income tax and your 11% SSF contribution from the gross salary. The gap between CTC and take-home can be 30–40% for higher salary brackets.

Does this calculator work for contract or freelance income?

This tool is designed for salaried employees covered under Nepal's SSF scheme. Freelancers and contractors have different tax obligations (advance tax, VAT registration thresholds) and are not subject to SSF. For freelance income, apply the tax slabs without the SSF deduction.

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